Terms of Use

Website: https://hello-time.com

Contact:
Last Updated: March 13, 2025

Introduction

Welcome to https://hello-time.com! These Terms of Use (“Terms”) govern your access to and use of this website, which is operated from Thailand. We provide content focused on AI in finance, trading strategies, and future market insights, and we use Google AdSense to serve advertisements. By visiting or using this site, you agree to these Terms and our Privacy Policy. If you don’t agree, please do not use the website. These Terms comply with Thai law and Google AdSense policies.

1. Acceptance of Terms

Using https://hello-time.com means you accept these Terms in full. We may update them from time to time—check the “Last Updated” date. Continued use after changes implies your agreement to the revised Terms.

2. Eligibility

You must be at least 13 years old to use this site. If you’re under 18, you’ll need parental consent. By accessing the site, you confirm you meet these requirements and have the legal capacity to agree to these Terms under Thai law.

3. Permitted Use

You may use https://hello-time.com for personal, non-commercial purposes, such as reading articles on AI trading or financial planning. You agree to:

  • Use the site lawfully and respectfully.
  • Not reproduce, distribute, or modify our content without permission.
  • Not use the site for illegal activities, spam, or to harm others (e.g., hacking, malware).

4. Intellectual Property

All content on https://hello-time.com—articles, images, designs, and code—is owned by us or our licensors and protected by copyright and intellectual property laws. You may:

  • View and share links to our content for personal use.
  • Not copy, republish, or sell our content without written consent. Contact us at for permission requests.

5. User-Generated Content

If we allow comments or submissions (e.g., via a contact form), you’re responsible for what you post. You agree:

  • Your content won’t be illegal, offensive, or infringe on others’ rights.
  • We can remove or edit it at our discretion.
  • You grant us a non-exclusive, royalty-free license to use, display, or adapt it on the site.

6. Third-Party Services and Links

We use Google AdSense for ads and may include external links (e.g., YouTube videos, Forbes citations). These Terms don’t cover third-party sites or services:

  • Google AdSense may collect data for personalized ads—see their Privacy Policy.
  • We’re not liable for third-party content, ads, or linked sites. Use them at your own risk.

7. Google AdSense Compliance

Our use of Google AdSense aligns with their policies:

  • Ads may use cookies or identifiers for targeting—opt out via Google Ad Settings.
  • We don’t manipulate ad placement to mislead users or violate AdSense rules.
  • Ad revenue supports our content creation but doesn’t guarantee site accuracy.

8. Disclaimers

This site provides general information on AI, finance, and trading—not professional advice. You agree:

  • Content is “as is” with no warranties (express or implied).
  • Trading or financial decisions based on our content are your responsibility—we’re not liable for losses.
  • We don’t guarantee uninterrupted access, accuracy, or error-free operation.

9. Limitation of Liability

To the fullest extent allowed by Thai law:

  • We’re not liable for indirect, incidental, or consequential damages (e.g., lost profits) from using the site.
  • Our total liability won’t exceed 1,000 THB or the amount you paid us (if any).
  • This applies to issues like site downtime, data breaches, or third-party actions.

10. Indemnification

You agree to indemnify and hold us harmless from claims, losses, or damages (including legal fees) arising from:

  • Your violation of these Terms.
  • Your misuse of the site or content.
  • Your infringement of others’ rights.

11. Termination

We can suspend or terminate your access at our discretion, without notice, if:

  • You breach these Terms.
  • It’s necessary to protect the site, users, or comply with law.
    You can stop using the site anytime—no strings attached.

12. Governing Law and Dispute Resolution

These Terms are governed by Thai law. Disputes will be resolved:

  • First, through good-faith negotiation—contact us at [insert contact info].
  • If unresolved, via courts in Thailand with jurisdiction over our location.

13. Changes to Terms

We may update these Terms to reflect legal, operational, or content changes (e.g., new features). Updates will be posted here with a revised “Last Updated” date. Significant changes may be announced on the site.

14. Contact Us

Questions or feedback? Reach out:

We’re here to help and ensure your experience aligns with these Terms.